Group Benefits

Some of the reasons our customers choose us:

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Healthcare benefits can include coverage for the medical expenses not covered by provincial health plans including ambulance services, nursing care and medical assistance provided by Best Doctors. Best Doctors provides expert opinions on a condition as well as information on best available treatment options.

Healthcare benefits can include coverage for certain medical equipment required by an employee or one of their family members including insulin pumps, orthotics, orthopedics, wigs, surgical stockings and hearing aids.


Optional critical illness coverage is available for employees and their dependents and pays a lump sum benefit in the event that an individual is diagnosed with a covered critical illness. This coverage is available as a single occurrence or multiple occurrence coverage and includes coverage of 25 illnesses including:

  • Heart Attack
  • Stroke
  • Cancer
  • Coronary Artery Bypass Surgery


Healthcare benefits can include emergency travel medical assistance for their employees and their dependents when they are travelling outside of their home province. This type of coverage can include transportation reimbursement, medical evacuation and required payments for hospital admission.


Healthcare benefits can include coverage of medication prescribed by a physician. Important considerations that may affect the cost of your group’s prescription drug plan include copayment amounts, dispensing fee limits, mandatory generic substitution, prior authorization for certain drugs, and whether there are financial maximum in place for individual employees and their dependents. Our prescription drug coverage can be tailored to satisfy your employee group’s cost and need parameters.


Paramedical Services

Customize your group’s healthcare coverage with various paramedical services.

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Health & Wellness

Health & Wellness

We don't just protect employees when they are sick. First Canadian's health & wellness portal offers employees information and tools to enhance their mental and physical wellbeing.



Our life and accident products provide your employees assurance that, if faced with an unexpected accident or untimely death, their loved ones are taken care of. We offer a number of options for your employees and their dependents:

  • Life insurance
  • Dependent life insurance
  • Optional excess life insurance
  • Accidental death and dismemberment


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Life Insurance and Accidental Death & Dismemberment Insurance
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Healthcare Spending Accounts

Healthcare spending accounts provide your employees more flexibility over how they spend their benefit dollars. This may be a great option for groups that do not want to limit their coverage to a particular type of service or piece of medical equipment.

Health & Lifestyle
Spending Account

Disability Benefits

Protect your employees and their families in the event of disability. First Canadian offers disability insurance that is designed to replace a portion of your employees' income if they become disabled or unable to earn an income.


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